2014 top banking App
In the mobile Internet so developed today, performance of mobile devices are becoming more and more strong, supported by the hardware, terminals are also being given more and more functions, as terminals and Internet point, App is changing the habits of users, both in terms of commercial value or user value, App will likely reflects an irreplaceable. Mobile banking App is one of the best portrayal of this phenomenon.
Today, the mobile banking App has been replaced in a growing number of counters and ATM services, savers are banking, money transfer, payment tends to don’t have to go to the Bank in line, even the daily gas water and electricity fees paid can also be achieved through mobile banking App, mobile banking is becoming more main banking approach, future trends in mobile banking has replaced Bank part of the traditional services.
In a bank that has a technology platform to support operations and consolidated basis premise, Mobile App more is the embodiment of the banks to adapt innovations to social change, which better reflects its long-term growth potential, while App way that generally live in the field of law. We hope that through phone banks, to reflect the current App market environment and prospect in dots cover all walks of life in the mobile Internet-driven business development and competition possibilities.
This list also banking Mobile App user experience, innovation, Internet brands, and service dimensions must be evaluated, taking into due consideration the particularity of the phone App, also increases the user experience, innovation scoring weight.
Mobile App different Yu traditional of Web end, due to phone itself characteristics can using more technology, as fingerprint recognition, and NFC, and GPS, these function tie new of commercial mode can presses out new of application function, as fingerprint paid, NFC wireless paid, based on LBS of O2O line Xia trading, these new of application way can in guarantee security of premise Xia greatly of expand Bank business of covered range, upgrade service quality, and reduced cost.
But also because of the particularity of bank services, banking App compared to other App in safe and continuous availability, we have more stringent requirements, which could make innovative mobile Internet application than banks in other industries is slightly slow. But driven by the huge demand to the user, mobile payment change is irreversible. Worth noting is that banking App prior to seems to be much faster than the speed of change in the Web-side and offline services. For sure is that App changes in banking online or mobile banking sector will push the Bank’s own overall shape change, become a catalyst for the fusion power steering Bank. Therefore, every big bank mobile banking division of weight or importance will increase.
At present, the banking App is still relatively narrow range of services, some hardware functionality on a mobile terminal has not been the greatest degree of utilization, such as fingerprint recognition, such as NFC, this will be the future of banking App (as well as other App) in a future breakthrough. Of course, the leader of strategic knowledge or ideas, open or forward is the key, just like other outstanding direction and outstanding product manager. Different people different things large and small decisions or investment decisions are Yes or no.
Excellent Bank full of imagination, because the top financier of the future full of imagination. Internet or mobile App is just a microcosm of the form of the Internet age.