Christmas car down car loan interest rate
Peace project loan interest good car dealer, from 1.8% per cent to 1.3%, interest rates fell by as much as 50 points. Calculated according to the original amount of cars per month, 300wanlai, after cutting rates car dealers can save 15,000 interest each month, and 180,000 a year. Equivalent to a safe car for a year give dealers a car equipped with the Audi A3.
For used-car market is no doubt dropped a bombshell.
Solve the problem of funds, allowing many workers to become boss. “This will active the used-car market, bringing the butterfly effect is unlimited. “Some analysts have pointed out that: the used-car business is capital intensive, technology-intensive and labour-intensive industries, than new car sales is difficult. Each used car sales, its consumption is now 2.5 times times new car sales.
“Technology and labor are not scarce, is not a major barrier to market participants. Money is the key, usually a small used car dealer hand must also be 1.0015 billion in funds at the bottom can scroll opened. ”
Christmas good cars over 3 years worth 5 billion yuan loans to the used car dealer, in fact, has to a certain extent, active market. Christmas car received a direct effect, used car dealer cash-rich conditions, safe cars surge in online trading volume.
Christmas loans main mode is good car dealer, used car safely in safe money on car platforms for commercial business, earn interest on money away safely. This time, lower interest rates, which further reduced the threshold, ping an took less money so used car dealer and earn more, and lower risk.
Safe car once in the beginning, it proposed to let consumers “sell high”, is now making a used car dealer to make more moves. In two dimensions, active safety a good deal in car.
Has expert had analysis said, “used cars trade development in the, financial support efforts enough is more big causes, if this both are meet has, used cars industry development better, 2016 second half of is used cars industry big outbreak of when has, last year used cars only 300 billion of trading scale, used cars of trading scale in 3 trillion to 5 trillion scale are also not is big, so it of market scale enough big, this on more needs support has. “At present, the State also began to actively promote the development of the used-car market, leaving only the area of financial support. Has been yilai in used cars market trading share occupy leading location of car easy took and excellent letter took, although white used cars market more early, strength phase more Yu other used cars electric commercial platform for more strong, and also has must of brand prestige degrees, but due to itself lack for used cars circulation in the of small businesses provides loan, guarantees, financial service, needs joint other third party financial service institutions to perfect himself in financial business Shang of missing.
Last September, the P2P platform for Lenovo venture lead investor silver bean with uxin network holdings of financial services agency financial services cooperative, launched against the field of second-hand quality distributor of financial services products–“excellent financial services.” recently, the Eslite also cooperates with the Internet lending platform point into the net. Next, there is bound to be more used car dealers platform needs the support of the financial industry. Easy to shoot while in the car has been used car evaluation testing plays a deep role, has also set up specifically for car dealers to provide professional training for “e-business”, but in addressing financial credit services is still in development.
But, needs see is, used cars financial, especially credit class business of development needs in condition assessment, and residual value management, and award letter rating, aspects of integrated upgrade, needs used cars assessment institutions, and small micro loan provides who, and SMEs credit provides who of close tie, promoted commercial mode gradually mature perfect, for used cars dealer, and consumers build more with used cars business features and risk can controlled of innovation sex financial products. Used car extended warranty business, you need the co-operation of manufacturers, dealers, insurance companies, business model development suited to China’s national conditions, regulate the market, promote the market. Safe car to blend their own used car evaluation testing trading and financial services all in one, coupled with peace groups in the automotive industry investment, future developments will surely advance the new coordinates.
Christmas car car loan business since its introduction last year, through peace O2O platform, data and financial advantages of the peace group, has a line of high and low threshold, flexible and stable channel characteristics such as broken used car dealers financing models. 5 billion and with over 3 years of capital provide financing assistance for the tens of thousands of used car dealers.